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All commercial truck drivers are required to have certain types and amounts of trucking insurance coverage. How can you find what requirements you need to meet for your particular type of commercial truck? How can fleet owners guarantee that each of their drivers has adequate insurance coverage?
All commercial truck drivers are required to have certain types and amounts of trucking insurance coverage. How can you find what requirements you need to meet for your particular type of commercial truck? How can fleet owners guarantee that each of their drivers has adequate insurance coverage? Information about the types of insurance coverage drivers need can be obtained by many private insurance companies. The National Independent Truckers website has a list of insurance requirements for truckers to receive ICC/MC Authority. These regulations are separated into different weight classes including: "Vehicles with a Gross Weight Rating of 10,000 pounds or more" and "Vehicles whose GVWR is less than 10,000 pounds." All commercial vehicles are required to have ICC/MC Authority therefore truckers need to make certain that they meet the insurance requirements involved. Truckers can go to other websites besides the National Independent Truckers website to obtain information about these requirements. Regulations.gov is a government site that lists federal regulations associated to the commercial trucking industry. Reading government regulations can often be confusing and contain wording that can be difficult to understand. Questions can be asked of your local Department of Transportation or Bureau of Motor Vehicles offices to ensure that all insurance requirements are being met. Different types of commercial vehicles require different types of trucking insurance so make certain that you obtain all types necessary for your situation. Before purchasing your policy know what is required by your company, your cargo weight and type, and what your needs as a driver are. An insurance broker can be a valuable asset in the process of purchasing trucking insurance. Brokers are knowledgeable about the regulations that must be met for proper insurance coverage no matter what your situation may be. Brokers are also able to find you the best price for your coverage. DISCLAIMER: This article is provided as information only and is not to be taken as financial advice. Steve Turner can provide you with all information you need to purchase adequate trucking insurance coverage. Trucking Insurance Information Steve Turner will be able to look at your needs as a driver or fleet owner and help you to find the trucking insurance policies that are best for you. Trucking Insurance Info |