| How Choosing a Smaller Bank is a Wise Investment |
| Articles - Savings |
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If you're like me and sick of pressing buttons continually on your telephone to respond to the same queries from your bank each time you call? Why don't you think about one of the more user friendly private banks. They offer good traditional banking services like they used to be.
If you're like me and sick of pressing buttons continually on your telephone to respond to the same queries from your bank each time you call? Why don't you think about one of the more user friendly private banks. They offer good traditional banking services like they used to be. Remember the days when you could pick up a phone and speak to the same person as before? I called in at the Pensions Bank in Leicester early in December 2009 and met all the key staff, only about ten people, including their Chief Executive Officer. Small banks like this have identical protection under UK legislation as the impersonal high street banks that pay huge bonuses and bounce customers from one recorded instruction to another. So why endure repetitive telephone messages after a long wait listening to music? An efficient small bank can provide a more relaxed and faster personal service with real people? You don't always need to be wealthy to get the sort of individual service offered by a private bank. For example, the Pensions Bank account through equity care, only requires a credit balance of 3,000 for free banking and this can be automatically topped up monthly from your deposit account. Smaller sized banks often concentrate on specialist services. As an example the pensions Bank makes life stress free when working with and opening accounts for older persons, their family and Lasting Power of Attorneys. In this instance the clarification of proof of identity bureaucracy can be particularly awkward and inconvenient with many giant high street banks. This smaller bank's systems will approve evidence of identification endorsed by your professional representatives. And they can communicate directly with customer's advisers in dealing trusts and annuity plan admin. In sharp contrast to the big banks, they're not bothered about selling plastic cards, life insurance, unit trusts and fixed term contracts and so on. Instead they like to work together with their customer's authorised advisers. Just like most banks that have excellent customer service values of days gone by, the Pensions Bank blends traditional account holder service values with present day I.T. They make available state of the art facilities together with competitive deposit and lending terms combined with the standard of private banking services clients crave. Also they can organise company banking administration for P.A.Y.E. and such like on lower cost term for all sizes of companies. Small Banks like the Pensions Bank put the 'personal touch' back into modern banking. You can actually look forward to speaking with the same friendly people all the time. It's such a great shame to keep this bank and others like it such a closely guarded secret? DISCLAIMER: This article is provided as information only and is not to be taken as financial advice. Discover why smaller banks are preferable, visit the equity care website where you will learn the reasons are very compelling. |