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Trucking insurance coverage is a requirement when employed or working as a commercial truck driver. Ensuring that you as a driver meet all legal insurance requirements is vital to protect yourself against personal financial loss. Fleet owners also need to ensure that each of their drivers is properly insured before allowing them to drive one of their trucks.
Trucking insurance coverage is a requirement when employed or working as a commercial truck driver. Ensuring that you as a driver meet all legal insurance requirements is vital to protect yourself against personal financial loss. Fleet owners also need to ensure that each of their drivers is properly insured before allowing them to drive one of their trucks. Information about the types of insurance coverage drivers need can be obtained by many private insurance companies. The National Independent Truckers website has a list of insurance requirements for truckers to receive ICC/MC Authority. These regulations are separated into different weight classes including: "Vehicles with a Gross Weight Rating of 10,000 pounds or more" and "Vehicles whose GVWR is less than 10,000 pounds." ICC/MC Authority is necessary for all commercial vehicles so truckers need to meet the requirements to be able to drive. Using the National Independent Truckers website for research purposes is an option, but truckers can also visit more official sites to ensure that they meet insurance requirements. Federal regulations associated with the transportation industry can be found on Regulations.gov, which is a government website. Reading government regulations can often be confusing and contain wording that can be difficult to understand. Questions can be asked of your local Department of Transportation or Bureau of Motor Vehicles offices to ensure that all insurance requirements are being met. Different types of commercial vehicles require different types of trucking insurance so make certain that you obtain all types necessary for your situation. Before purchasing your policy know what is required by your company, your cargo weight and type, and what your needs as a driver are. You can make sure that you obtain the proper type of trucking insurance for your needs and situation by contacting an insurance broker. Brokers are a valuable asset because they are knowledgeable about the insurance regulations of the trucking industry. DISCLAIMER: This article is provided as information only and is not to be taken as financial advice. Steve Turner can provide you with any information you require to buy proper trucking insurance coverage. Trucking Insurance Information Steve Turner will be able to evaluate your requires as a driver or fleet owner and help you to find the trucking insurance policies that are best for you. Trucking Insurance Info |