Will a National Reform Quell Illinois Medical Insurance Woos? PDF Print E-mail
Written by Mike Novelli   
Saturday, 03 April 2010 13:20
How will the proposed national health reform affect residents with or without Illinois medical insurance? Despite the obscure details regarding the proposed national health reform bill remain undisclosed to the American public, industry specialist have different viewpoints about a new health plan.
by MikeNovelli


How will the proposed national health reform affect residents with or without Illinois medical insurance? Despite the obscure details regarding the proposed national health reform bill remain undisclosed to the American public, industry specialist have different viewpoints about a new health plan.

President and licensed Illinois medical insurance agent, Mike Novelli assents the necessity for health reform, "I have witnessed the debacle. It's unfair that tax paying citizens are rejected from obtaining an Illinois medical insurance policy based on a pre-existing medical condition."

Other health insurance analysts point the finger at the high number of uninsured, who they believe are making a conscious choice to forfeit health insurance. The conundrum occurs when the uninsured are ill stricken and hospitalized, --- inevitably unable to pay the cost of their medical bills.

To balance the financial burden of those individuals, who do not carry an Illinois medical insurance policy, hospitalization charges continue to inflate. In an effort to maintain a profit, the domino effect causes insurance agencies to increase premiums and coinsurance caps. The outcome is that the insured endure the financial duress of the uninsured.

Other professionals, familiar with the situation, speculate that a national requirement like auto insurance, whereby, the government prohibits insurance agencies from rejecting individuals diagnosed with a chronic pre-existing medical condition.

In the state of Illinois, statistical data depicts that approximately 3-million residents do not have health insurance. Conversely, a percentage of Illinoisans are against the reform because they predict that the national reform plan will cripple medical science, causing a deficit of qualified physicians.

Mr. Novelli perceives the reform as a positive change for educating Americans about how to purchase a health policy. "I witness many consumers, who are baffled by the entire process to acquire a feasible Illinois medical insurance policy," says Mr. Novelli.

Additionally, Mr. Novelli recommends that the smartest consumer approach is to finding a feasible Illinois medical insurance takes a little perseverance: obtain two to three medical quotes, compare plans for affordability and sufficient coverage that includes health care necessities. In the interim, residents, who need an Illinois medical insurance plan, can, only yearn for a national reform with similar qualities.

DISCLAIMER: This article is provided as information only and is not to be taken as financial advice.

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