| Why Should I Buy Mexican Car Insurance Online |
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| Written by Luisa Navarrete |
| Tuesday, 29 June 2010 20:44 |
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I've been selling insurance for quite a few years, for fifteen years to be exact. During that time I have seen a lot of mistakes that people have made. A few people think that they know more than their insurance agent. Now, I don't claim to be the very smartest person on earth or even the most educated, but I do know what I'm talking about when I'm talking about insurance. I even know something of Mexican car insurance, and I would like to let you in on insider secrets if you'll listen.
I've been selling insurance for quite a few years, for fifteen years to be exact. During that time I have seen a lot of mistakes that people have made. A few people think that they know more than their insurance agent. Now, I don't claim to be the very smartest person on earth or even the most educated, but I do know what I'm talking about when I'm talking about insurance. I even know something of Mexican car insurance, and I would like to let you in on insider secrets if you'll listen. To demonstrate my point about people not listening to their insurance agent I'd like to tell you a true tale. There was a young adolescent that worked hard and saved like a mad man so that he could buy himself a brand new pickup truck. I bet that he worked and saved for a couple of years before he went and bought his truck, and he paid cash for the truck with no financing. When he brought it into the office to buy insurance he asked for only the most restricted coverage available. I told him that a liability only policy would provide no coverage at all for his truck, but he thought that because he was a good driver that he didn't need to pay all that extra money for comprehensive and collision coverages. A couple of months passed before a saw the young man again, and he looked like he had been involved in a brawl. It turned out to be an accident rather than a fight. It also turns out that he wasn't as good a driver as he thought, and that he rolled his brand new truck. It is one of the saddest things to have to inform someone that there is no coverage for an accident. Sadly, because he ignored my advice he lost many hours of work, and years of saving to pay for a truck that was smashed in just a few seconds. It was such a terrible squander of both time and money. You don't have to listen to me, but I hope that you do. I'm going to make some recommendations for Mexican car insurance. I hope that you follow my recommendations, because I would hate for something bad to happen to you like what happened to the young man that I just told you about. My first recommendation is that you purchase a combined single limit of liability insurance of no less than one hundred thousand dollars. Anything less than that is simply not enough insurance, and more than that is fine. It really isn't that much more to buy more than the hundred thousand dollar limit. Also, don't purchase a split limit policy like what you probably have in the United States; it just isn't necessary in Mexico. The second thing that I want to recommend is that you familiarize yourself with the variable deductible. Make sure that you know what your deductible really is, and that you can afford to pay it if you have to. If you don't want to take the time to understand the variable deductible then buy a fixed deductible insurance policy. A fixed deductible is a little bit harder to find and may be slightly more expensive, but if you feel more comfortable with it then it is worth it. The last recommendation that I have is that you don't try to save money by avoiding Legal Aid and Travel Assistance coverages. Some people have the belief that these are optional coverages and that the insurance company is just trying to sell you something that you don't really need. These are extremely valuable coverages and should not be considered optional. Please don't pass them up. Like I said before, I don't know everything, but I do know about insurance. Your average insurance agent doesn't know a thing about insurance in Mexico, but I do because I've been selling it for so long. I only sell policies from carriers that are rated A+ by AM best and that have a superior claims paying history. Don't buy your insurance from anybody, buy it from the best. DISCLAIMER: This article is provided as information only and is not to be taken as financial advice. It's important to research before you buy Mexican car insurance. Don't think that the cheapest is the best, because sometime you do get what you pay for. Stop by the insurance for Mexicospecialists. |
| Last Updated on Friday, 09 July 2010 17:24 |