| Travel Insurance Is Very Important |
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| Written by Ann Pascal |
| Thursday, 09 September 2010 18:20 |
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When I worked in the travel market I used to find it surprising the amount of people who would ask me " Do I actually require travel insurance ? " ! I even heard that some individuals went on a holiday break with their families without proper insurance protection ! It's pure craziness in my opinion.
When I worked in the travel market I used to find it surprising the amount of people who would ask me " Do I actually require travel insurance ? " ! I even heard that some individuals went on a holiday break with their families without proper insurance protection ! It's pure craziness in my opinion. Many people think that their credit card covers them for travel insurance or the E111 form ( or European medical card ) provides good cover. However this is often not the case with most credit cards as they don't cover you for certain things so you should buy proper travel insurance if in any doubt. Previously mainly travel agents offered insurance policies and even in some circumstances insisted that you just had to take their cover to book the family vacation. New legislation came into force and this was great news for clients who now acquired some extremely good quotes. You need to book your travel cover immediately right after or perhaps during the transaction as you will not be covered for cancellation if anything occurs prior to you journey. An example of this is if you booked your vacation on the Friday and the following day you break your arm and are unable to travel. You were going to book holiday insurance over the weekend but had your accident first so you are almost certainly not covered for cancellation . Your tour operator may allow you to amend to a later date if you are fortunate but if you happen to be travelling in the next few weeks you may have lost all of your money. Surprising things can take place which impact your holiday break , like a household member becoming sick and that means you should make sure you acquire an insurance policy instantly right after booking your holiday break and don't leave it till the last minute. A yearly holiday insurance policy or family cover may save you money as you can use it on a few holidays per year. DISCLAIMER: This article is provided as information only and is not to be taken as financial advice. Check out the deals on Thomson Holidays 2011 and also the discounts at Thomson Platinum |