The possibility of health hazard and the need for secure medical help can pose some sort of a worry for travelers. PDF Print E-mail
Written by Andrew Craine   
Thursday, 14 April 2011 18:32
Though no one prays for health challenges, illness or accidents, it is still possible for them to happen. The Patriot America Insurance has a package that is a solution to the highlighted challenges.
by AndrewCraine


Though no one prays for health challenges, illness or accidents, it is still possible for them to happen. The Patriot America Insurance has a package that is a solution to the highlighted challenges.

Only visitors and foreigners in the United States have access to this package during their stay. The import of this is that you no longer need to worry about medical aid. Since medical aid and help costs are unpredictable, one can relax with the knowledge that any health eventuality has been catered for ahead of time. The Patriot America health insurance is ideal for trips up to 2 years for foreign visitors in USA.

Only non-American citizens out of their country can benefit from this offer. If you are over sixty five years old, then you must sign up within 30 days of your arrival in the US. This requirement can be ignored if the person produces a proof of previous valid international travel insurance. Though the range of cover is wide, the pays range from $50,000 to $1 million but for people between the ages of seventy and seventy nine, it is pegged at $50,000. Others in the above eighty years category have a maximum of $10,000 covered.

Renewal is based on initial purchase; if your initial was three months, then you can renew for two years but if it was 12 months, then you can renew for another 12 months. So, the insured person can with this amazing plan, visit any doctor or hospital anywhere and obtain any medical help he or she needs. This is good considering how unpredictale the cost of medical aid is around the world.

For renewals, Initial plan purchases of 3 months or more are eligible for renewal prior to expiration. You can renew the plan online or by completing a paper application. The plan is renewable in monthly or daily increments. Less than one month renewals are online. A majority of the medical bills of the insured is covered by the Patriot American Insurance as long as he is in the sojourning country.

The package covers a whole lot of medical care including Hospital Room and Board, intensive Care, medical expenses, outpatient medical, local Ambulance, emergency Room Accident, emergency Illness- with/without in-patient admission, dental Injury due to accident, sudden dental pain emergency evacuation, emergency reunion, return of mortal remains, returning minor children, political evacuation etc. However, persons willing to cancel can only get a full refund when they make a request for cancellation and ensure that the request for cancellation is prior to the effective date.

You need a bit more to complete your travelling bag though you have purchased the Patriot America Insurance Policy package.

DISCLAIMER: This article is provided as information only and is not to be taken as financial advice.