| Starting Your Auto Insurance Claims the Right Way |
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| Written by Asif L Shaikh |
| Thursday, 07 April 2011 23:37 |
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The best way to get more money from your auto accident settlement is to start out your claim the right way.
The best way to get more money from your auto accident settlement is to start out your claim the right way. The following are the steps you'll want to follow when starting your auto accident claims against another vehicle owner's insurance: Be Aware of Blame Questions In the beginning of your accident claims, the insurance company may ask you questions that will try to make you responsible for their insurer's car accident. For example, a common questions asked by the insurance companies is : "How could you have avoided the car accident?" If you read it carefully, you will notice that this question assumes that you were the person who was responsible for the car accident. That the accident may have been avoided if you were driving more attentively. In the beginning of the car accident injury claim, the issue of fault is still unknown. The insurance company can't certainly know who is to blame for the accident unless they assess the auto accident report, get in touch with witnesses, examine the evidence etc. That takes a lot of time and research. By asking this question this early in the claims process, the insurance company is setting you up to take responsibility for the car crash. The more responsibility they can give you, the lower your auto accident claim. To avoid this trap, simply answer to this question: " I could not have prevented the accident because your driver struck me." Whether or not you could have averted the accident is irrelevant at this point. If the accident was your fault, the evidence will clearly point to it. But at this point, don't presume you're already at fault for the car accident. Doing this will only damage you and lower your chances of getting more money. So make sure you listen attentively to how the insurance companies phrase their questions to you. The basic thing you are attempting to do at this point ... Place Emphasis on the Other Driver As soon as you tell the insurance company about the accident, focus on how the other car driver was involved. Do not say: "I was in a car accident with your insurer". Say things like: "Your insurer crashed into me" "Your insurer hit my car coming from the back" "Your insurer crossed the red light and wrecked my car." By shifting the emphasis on the other vehicle driver, you are steering clear of getting fault for the car accident. This helps improve your odds of getting a higher settlement. It's extremely important to realize that you should NEVER lie to the insurance companies about your auto accident. If you do lie, the evidence will clearly expose you and you can face serious charges. If you start your auto accident settlement the right way, you increase your likelihood of getting more money from your insurance claims. DISCLAIMER: This article is provided as information only and is not to be taken as financial advice. Learn more tips to increase your car accident insurance claims and personal injury settlements |