Short-term Remedy Solves Illinois Health Insurance Gap PDF Print E-mail
Written by Mike Novelli   
Monday, 25 January 2010 19:07
With the details of the health care reform bill looming, uninsured individuals are the most susceptible to an unforeseen medical catastrophe, wreaking financial duress. Analysts' projections show that institution of a new bill is three to four years in the making. To mollify transitional medical requirements Humana affords a short-term solution, offering Illinois health insurance.
by MikeNovelli


With the details of the health care reform bill looming, uninsured individuals are the most susceptible to an unforeseen medical catastrophe, wreaking financial duress. Analysts' projections show that institution of a new bill is three to four years in the making. To mollify transitional medical requirements Humana affords a short-term solution, offering Illinois health insurance.

Conducive for the consumer, who is in an employment or retirement transition, HumanaOne's short-term policy accommodates essential health care needs. In lieu of HumanaOne's short-term plans' preexisting medical condition restrictions, the Illinois health insurance boasts numerous redeeming benefits.

The plan gives applicants the autonomy to choose the span of the policy. From state-to-state, benefits are covered for a year, six months or 30-days of medical care. Family coverage ranges from 1,000 to a $10,000 deductible; and an individual plan runs between $500 and $5,000 for the deductible.

In lieu of the Illinois health insurance short term plan; it manages to cover a $2 million maximum benefit as well as prescription drug coverage.

The guidelines to qualify for HumanaOne's short-term plan are unemployed individuals between jobs; individuals who are part-time employees (temporary and seasonal); new employees, awaiting Illinois health insurance benefits; or individuals, who recently retired and are ineligible for Medicare.

For an extra savings, consumers who pay the entire policy up front are entitled to a 20 percent discount. HumanaOne eases payment by accepting credit cards, account transfers and checks.

When compared with other Illinois health insurance plans, Humana One's short-term plan delivers substantial flexibility. For instance, the medical quote process ranges within a 24 to 72 hour turnaround approval span. That means Illinoisans can have medical coverage within a week's time.

Unexpected medical bills are the perils consumers face without health insurance. With HumanaOne's short-term plan, there's no need to take the risk of being uninsured. Nonetheless, consumers should remember to compare medical quotes to similar policies.

DISCLAIMER: This article is provided as information only and is not to be taken as financial advice.

Bookmark or visit Illinois Life and Health.com for more information pertaining to HumanaOne and other medical coverage in Illinois. The site maintains the latest news, resources and free Illinois medical quotes, online.