Personal Injury Demand Letter : 5 Things You Must Include PDF Print E-mail
Written by Asif L Shaikh   
Thursday, 14 April 2011 20:36
Writing an effective personal injury demand letter can substantially improve your car accident claims. However, you do not need a law degree or employ a high-priced personal injury lawyer to write a great demand letter.
by AsifLShaikh


Writing an effective personal injury demand letter can substantially improve your car accident claims. However, you do not need a law degree or employ a high-priced personal injury lawyer to write a great demand letter.

Here are 5 things your demand letter should pay attention to.....

1. Explaining the Accident

Your demand letter should begin by explaining how the auto accident happened .

Example: On Saturday June 1st, 2010 at around 4:00 PM, I was driving north on Placid Street heading east. As I drove past the intersection of Baker Street, your insurer drove in the intersection and crashed into the passenger side of my sports car.

Giving a complete and vivid description of your car accident will help focus on the main points that are significant to your injury claim.

Since the essential point of the demand letter is to persuade the insurance company to give you more money, you need to center on how the other car driver caused your auto accident. In order to do this, you need to show basic facts and proof that clearly show the other car driver was the main cause for the automobile accident. The more information and facts you have that uphold your version of how the crash occurred, the higher your insurance settlement.

So which facts should you really add in when writing a demand letter ? The first place you should look is...

2. Traffic Citations

If the other vehicle owner violated any traffic laws (ex speeding or ran a red light), you should write them in your demand letter.

Whenever you can indicate that the other driver violated any traffic laws, it's an obvious indicator of their fault. This makes the other vehicle owner more at fault for the auto accident and increases your likelihood of getting a higher settlement.

Example: Clearly, the other vehicle driver was to blame for the accident due to the fact oncoming traffic has the right of way. Your insurer should have yielded before entering into my driving lane.

Next you should also include several.....

3. Auto Accident Pictures

Including pictures from the auto accident site can help show how badly your car was hit by the other driver.

When you are writing a demand letter,you should use pictures to go into detail how the accident impacted your vehicle.

If your vehicle was so smashed that it had to be towed, include a picture of it in your demand letter. You can then mention the picture in your letter to make your damages sound more severe.

Example: In addition, as it can be clearly seen from the auto accident pictures, your insurer slammed into the passenger side of my car. From the pictures of my damages, it is obvious that your insurer was going faster than the permitted speed limit of 15 mph. As a consequence of being hit, my car had to be towed because it was no longer drivable.

The next thing you should include is....

4.Mention Witnesses

Having an eye witness from the auto accident can really strengthen your personal injury demand letter.

If you were able to locate witnesses from the auto accident scene, discuss in your letter how many witnesses support your version of how the car accident happened.

In addition, If you were able to get a statement from a witness, include the most vital part in your letter.

Example: In addition, I have written statements from four witnesses who watched your insurer not stopping at the designated stop sign.

The last thing you really should mention in your demand letter is...

5. Accident Report

The car accident report can be a really good resource for your demand letter. It contains a report on the how the accident took place as well as other helpful information. Before writing a demand letter, browse the report to see if there were any traffic violations by the other car driver that can help your auto accident claim.

Example: As it is clearly written in the car accident report, your insurer said to the authorities that he didn't see the stop sign. As a result, he violated the traffic law and rammed into my car.

DISCLAIMER: This article is provided as information only and is not to be taken as financial advice.