How To Avoid Becoming A Victim To Michigan Health Insurance Fraud? PDF Print E-mail
Written by Mike Novelli   
Wednesday, 07 July 2010 13:00
Although a few of laws defined in the Patient Protection and Affordable Care Act (PPACA) are becoming effective for consumers buying Michigan health insurance, consumers should beware of health care fraud. Insurance fraud is the leading cause of skyrocketing Michigan health insurance premiums.
by MikeNovelli


Although a few of laws defined in the Patient Protection and Affordable Care Act (PPACA) are becoming effective for consumers buying Michigan health insurance, consumers should beware of health care fraud. Insurance fraud is the leading cause of skyrocketing Michigan health insurance premiums.

National reports forecast that more than three-fourths of the Michiganites, who do not have medical coverage, today will have Michigan health insurance in the future.

In the interim, insurance fraud is a mainstay for ongoing concern. Use the following tips to avoid falling prey to a scam:

Dating back to 1980, Blue Cross Blue Shield of Michigan unveiled more than $230 million of insurance fraud. Identity theft, misrepresentation of marital status to submission of fictitious medical claims, health care fraud is a prevalent phenomenon.

According to Blue Cross Blue Shield, reports of con artists posing as insurance representatives to obtain consumers social security are common. To prevent victimization, never provide any caller over the phone a social security number or other personal account information. Instead, call the company to confer about any account discrepancies.

Given open enrollment's abbreviated time span, there are not any deadlines for purchasing non-group sponsored family or individual Michigan health insurance coverage. Accordingly, time sensitive \ 'special offers' are non-existent with most reputable health plans.

Since identity thieves employ elaborate schemes to abscond personal information, always validate that the agency's or agent that the agent or agency's license is current. In summation, never do business with any Michigan health insurance company, where the marketing materials are void of all business contact information (in example: an exact street address, an email address and a contact phone number).

Although the purpose of the PPACA is to enable Americans to obtain health care, laws do not mandate that policy premiums be withdrawn from a Michigan health insurance policyholder's credit card or bank account.

DISCLAIMER: This article is provided as information only and is not to be taken as financial advice.

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