| How Life Insurance Can Help You And Your Family |
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| Written by Mike Moon |
| Friday, 30 July 2010 12:33 |
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Life insurance is designed to provide a substantial lump sum benefit that is paid in the event of your death or diagnosis of terminal illness where life expectancy is less than 12 months.
Life insurance is designed to provide a substantial lump sum benefit that is paid in the event of your death or diagnosis of terminal illness where life expectancy is less than 12 months. Depending on the level of cover selected, the cash can help meet many important financial needs for your family and loved ones, from daily living expenses to mortgage payments or outstanding debts. Australian owned company Insurance Kings have two Life Insurance options; Insurance Kings Ezicover Term, which you can maintain for life or Insurance Kings Ezicover Select Term, where you fix the term of the policy i.e: (5, 10 or 15 years). Insurance Kings Ezicover Select Term premiums remain level and do not increase on your age as you get older. Life insurance through Insurance Kings is surprisingly affordable and even more affordable if you cover your partner too as joint cover discounts apply. Life Insurance through Insurance Kings does not normally require an interview or medical and on acceptance will cover you worldwide 24/7 and like all of the Insurance Kings products the life insurance is issued and underwritten by Zurich Australia Limited. Life insurance is not merely the sole province of the 'breadwinner', or the person who earns the largest salary. For a family with young children, the spouse providing the bulk of the childcare - often but not always the woman - performs a function that, in the event of their death, costs the family a great deal to replace with outside help. A family that loses its stay-at-home mother may, for example, have to hire a full-time live-in nanny to provide the same sort of care, and will have to provide relief cover as well for evenings, weekends and holidays. The Insurance Kings Life insurance policy pays a guaranteed lump sum from $50,000 - $750,000 generally in a matter of minutes and all policies including Income Protection, Trauma Insurance, Funeral Plans and Needlestick Insurance cover through Insurance Kings have a 21 day cooling off period. So what are you waiting for? Give your family the peace of mind it deserves and apply online or over the phone today. To find out more visit www.insurancekings.com.au. DISCLAIMER: This article is provided as information only and is not to be taken as financial advice. Looking to find the best deal on Life Insurance, then visit www.insurancekings.com.au/ to find the best advice on Income Protection Insurance for you. |