| Generation X Insurance. |
 |
 |
 |
| Written by Mark Jones |
| Tuesday, 31 August 2010 10:32 |
|
When it's time to shop for auto insurance, you need to consider your needs. Part of that consideration is your age - what generation are you from? Gen Xers will have different needs than young drivers, and both will have differing needs from older drivers.
When it's time to shop for auto insurance, you need to consider your needs. Part of that consideration is your age - what generation are you from? Gen Xers will have different needs than young drivers, and both will have differing needs from older drivers. Generation Xers were born between 1961 and 1981. They have very unique insurance needs because many of them have a home full of drivers. Some could have 3 or more drivers in their home (husband, wife, and teenage driver). Mixed policies can get expensive, so it's important to know what discounts to look for when shopping for insurance. While shopping for insurance rates, it's critical to get all the discounts that apply to your situation. For example, teachers qualify for certain discounts, and good students also qualify if they are getting good grades. These savings can be in the hundreds of dollars/year. It's worth asking the discount question. So, when talking to auto insurance companies, we sure to review your schedule of discounts with your agent. Another group that has unique needs is the Boomer generation. For example, boomers can often qualify for multiple line discounts because they will carry multiple policies with one company (auto, home, and life). So, be sure to take advantage of that opportunity to save big money. One way to make sure you are getting the best deal on your insurance is to shop around. You may feel loyal to your agent, but he/she isn't balancing your budget each week. Be sure your existing agent has applied all applicable discounts, and then make sure they are in line with what other companies would charge you. If your current agent isn't treating you well, or if you are being over-charged then move on. Each generation has a unique need for insurance, and it's up to each one of us to make sure we are taking full advantage of every discount that applies to our situation. Take these tips and save some big money for you and your family. DISCLAIMER: This article is provided as information only and is not to be taken as financial advice. Don't shop anywhere online for auto insurance before you check out The Generation Insurance website for an auto insurance instant quote by chatting live with a qualified agent. |