2010 Earthquake News Update PDF Print E-mail
Written by Ken Henry   
Monday, 15 February 2010 19:20
Among natural calamities, earthquakes are one type which may come without any warning. You cannot really know exactly when and where an earthquake will occur. It is always better to have Earthquake Insurance so that you are properly protected in terms of finances in the event that an earthquake strikes.
by KenHenry


Among natural calamities, earthquakes are one type which may come without any warning. You cannot really know exactly when and where an earthquake will occur. It is always better to have Earthquake Insurance so that you are properly protected in terms of finances in the event that an earthquake strikes.

While some of the insurance companies provide this type of insurance as a part of the complete or comprehensive home insurance, there are a number of companies that offer separate earthquake insurance policies.

In the US, most of the country could be at risk of having an earthquake strike within the next 20 to 30 years. This could happen anywhere between California and the Eastern coast with a Richter scale strength of 6.7. This is one of the main causes why so many Americans like to have their own Earthquake Insurance in order to give them financial protection.

There are some people in the US who are of the opinion that there is no need for Earthquake Insurance as there has been no major earthquake in the country for the past few years. But it is not wise to forget the fact that around 90% of the US lies in an area that is vulnerable seismically, and that is why it is possible to have an earthquake at anytime.

Looking at history, one has to consider the fact that in 1811 there was a very serious earthquake that struck the New Madrid area. Due to this, the Mississippi course changed and the Eastern coast church bells kept tolling. Again in 1994, there was an earthquake in California which claimed 57 lives and also razed property worth billions of dollars in just a few seconds. That is why earthquake researchers stress the need to ensure that homes are earthquake proof.

Earthquake Insurance coverage allows the peace of mind that when everything goes, you can fall back upon something at least. Most insurance companies provide this insurance, and if you consult your insurance agent you will be able to know how much insurance coverage would be ideal for you.

It is also always advisable to go in for adequate earthquake insurance coverage so that at least there is something to rely on when all is lost. This insurance is provided by all the major insurance companies in the country. An agent will be able to tell you the estimated coverage needed for protecting your property. Speak to an insurance agent today and provide yourself with complete earthquake insurance coverage, since catastrophes of this kind do not happen with a warning.

DISCLAIMER: This article is provided as information only and is not to be taken as financial advice.

If you are looking for earthquake insurance, immediately visit Henry Insurance Agency to find the best suitable earthquake insurance to suit your finances.