| Live An Incredible Life Without Debt |
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| Written by India Moon |
| Monday, 02 March 2009 13:34 |
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A life without debt! Have you ever thought about what that would be like? Could you get by without credit cards, without a mortgage and imagine not owing money to any bank or anyone? How would you handle trying to rent a car, spend a night in a motel or buy theater tickets online?
A life without debt! Have you ever thought about what that would be like? Could you get by without credit cards, without a mortgage and imagine not owing money to any bank or anyone? How would you handle trying to rent a car, spend a night in a motel or buy theater tickets online? I am sure you find it really frightening to see the news, when the main topic is always the recession and the financial problems in the world today.They continue to tell us how bad things are including all the losses of jobs, the homes that families are losing, the many business that have had to close down. It makes feeling positive a very difficult thing to do. If you have already been a victim of the share market then you really understand what its all about. Enough of the negatives, if you are anything like me you will be tired of all the doom and gloom. We always have choices, we have choices to make each day better than the one before. We choose whether to wallow in the doom and gloom or whether we can find something positive about it all. What about if you made a goal right now today, to start to live your life without debt?Would that empower you? Where would you start? Not sure? Let me give you some ideas. Cut up the credit cards now. Then get into your bank or look online for the best deal in debit cards. With a debit card you can only spend the money that is already in your account. If there is no money in there, then you can't spend it. Debit Cards are the wonderful no debt way that you can pay for your hotel reservations, you can pay for your rental car with them and you can also pay for necessities with them. Now you need to pay off those credit cards as quickly as possible. The easiest way to get them paid off is to pay only the minimum payment each month on all of your credit cards except for the one with the least amount of debt.You must find extra money, more than just the minimum to pay off this one each month till its paid off. Choose the credit card with the next least amount of debt, add the money you were using to pay off the finished credit card, to the minimum due on the next one and use all that money to pay that credit cards down. Keep on like this till all your credit card debt is gone. Construct a workable budget and stick to it. Pay for things with cash or your debit card only. Save an emergency fund and have goals and save for the things you need. What a treat you are giving to yourself. Your life without debt will be remarkable. You will be able to feel secure no matter what the financial markets are doing. You will live a life with far less stress, therefore you will be healthier. You will be peaceful, and never have to worry about being in debt again. DISCLAIMER: This article is provided as information only and is not to be taken as financial advice. India Moon has been helping folk pay off debt for longer than for 10 years. For free information and tips please make sure that you check out help getting out of debt Visit here for even longer Free Debt Help Get a totally unique version of this article from our article submission service |